HDFC Freedom Credit Card HDFC Bank

Get interest free credit of up to 50 days from the date of purchase of the product. Earn revolving credit on the card at a nominal fee.

Just so, is HDFC credit card free?

Features of lifetime free HDFC Moneyback Credit Card There is 1% surcharge waived on the fuel transactions. However, the minimum transaction has to be at least Rs. 400. The lifetime free credit card also comes with an interest-free duration of 50 days, starting from the purchase date.

Subsequently, question is, how can I get a credit card for free? Best Free Credit Cards:

  1. Discover it® Miles – No Foreign Fee.
  2. Discover it® Secured – Fixing Credit.
  3. Journey® Student Rewards from Capital One® – Students.
  4. Wells Fargo Platinum card – 0% Intro APR on Purchases.
  5. Citi® Double Cash Card – 18 month BT offer – Rewards.
  6. Capital One® Platinum Credit Card – Building Credit.

Thereof, what is the benefit of HDFC Freedom credit card?

Features and Benefits of the Freedom Credit Card Enjoy 5X reward points movies, grocery spends, dining, taxis, and railway spends with your credit card. On your purchases made on PayZapp and SmartBUY, get 10X reward points. On paying the renewal fee, get 500 reward points as a renewal bonus.

Which credit card is best for HDFC?

Top HDFC Credit Cards in India for 2020

HDFC Credit CardAnnual Fee
Jet Privileges HDFC Bank Diners Club Credit CardRs. 5,000
HDFC Times Platinum Credit CardRs. 1,000
HDFC Times Titanium Credit CardRs. 500
HDFC Diners Club Black Credit CardRs. 10,000

Related Question Answers

What is the minimum salary required for HDFC credit card?

The minimum income required to get a regular HDFC Bank credit card is INR 18,000 per month. The customer should show a proof of steady source of income to avail a credit card from HDFC Bank.

Can I have 2 HDFC credit card?

Getting approved for Multiple HDFC bank credit Cards:

It becomes impossible for many when they have credit limit like 1 Lakh and wants to hold two cards, as most premium credit cards with HDFC has 2L or more limit and there is no point in holding two beginner level cards.

What is debit card annual fee HDFC?

For its Platinum debit card, HDFC Bank charges a fee of Rs 750 as an annual renewal fee. The annual card fee of Yes Bank's First World debit card is Rs 2499. However, it is waived off for some customers.

Which credit card has no annual fee?

Compare the Best Credit Cards with No Annual Fee
Credit CardBest ForAnnual Fee
Capital One® SavorOne® Cash Rewards Credit Card0% intro APR*$0
Citi® Double Cash CardCash back$0
Blue Cash Everyday® Card from American ExpressU.S. Gas and U.S. Supermarket$0
Wells Fargo Cash Wise Visa® cardBalance transfer$0

Which HDFC credit card is lifetime free?

HDFC Solitaire Credit Card

This is a women's credit card launched by HDFC Bank and it charges an annual fee of only Rs. 500. Some of its benefits are: Get 1,000 reward points as welcome gift. Earn 3 reward points per Rs. 150.

Which bank credit card is best?

Let's have a look at the 10 Best Credit Cards from top banks in India for 2020:
  • Citibank Cashback Credit Card:
  • Standard Chartered Manhattan Platinum Credit Card:
  • ICICI Instant Platinum Credit Card:
  • IndianOil Citi Platinum Credit Card:
  • HSBC Visa Platinum Card:
  • SimplyCLICK SBI Card:
  • AXIS Bank Neo Credit Card:

Which is the best credit card?

Best 10 credit cards in 2020 offered by the top banks in India:
  • HSBC Visa Platinum Card.
  • Citi Cashback Card.
  • IndianOil Citi Platinum Card.
  • HDFC Freedom Credit Card.
  • Yatra SBI Credit Card.
  • HDFC Bank Diners Club Black Card.
  • IndusInd Bank Platinum Card.
  • Axis Bank Neo Credit Card.

What is the charges of HDFC credit card?

In most HDFC Bank credit cards, the monthly percentage rate charged is Rs 3.49 per month, which comes to an annual interest rate of as high as 41.88 per annum. Also remember that when you are spending your credit card abroad, HDFC bank charges a currency mark up of 3.5 percent.

What is the maximum CashBack amount for Freedom Card?

Max CashBack: Rs 150 Per statement Cycle.

How do I increase my credit card limit?

6 Expert Tips: Increase Your Credit Limit (Get Approved Now)
  1. Apply for a New Card with a Higher Credit Limit.
  2. Pick an Existing Card to Request an Increase On.
  3. Plead Your Case, But Don't be Desperate.
  4. Don't Be Greedy When Requesting an Increase.
  5. Entice Them with a Balance Transfer.
  6. Wait For an Increase to Occur Naturally.

How can I increase my HDFC credit card limit?

Write to HDFC:

Send a duly signed letter requesting increase on your existing credit limit, along with income proofs to the HDFC cards division. If you're a salaried employee, you need to attach a self-attested copy of your recent salary slip and an office ID card.

What is a Freedom credit card?

The Chase Freedom® card is an excellent no-annual-fee credit card that offers rotating 5% cashback categories each quarter when you activate. The rewards can be redeemed for cash or combined with other cards that earn Chase Ultimate Rewards points for even greater value.

What is the interest rate for Chase Freedom credit card?

16.99% to 25.74%

Which HDFC card give airport lounge access?

With the HDFC Bank Regalia Credit Card, you enjoy a complimentary Priority Pass membership that offers access to 1000+ airport lounges across the world.

What is freedom card in HDFC?

HDFC Freedom Credit Card HDFC Bank

Get interest free credit of up to 50 days from the date of purchase of the product. Earn revolving credit on the card at a nominal fee.

How can I check my HDFC credit card eligibility?

Check HDFC Credit Card Eligibility at Paisabazaar
  1. Step 1- Visit our website and go to the ‘Credit Cards' section.
  2. Step 2- Select your occupation (Salaried or Self-employed).
  3. Step 3- Enter your monthly income, select the city of your residence and enter your mobile number.

Which credit card is best for airport lounge access?

Here are four of the best credit cards available that offer airport lounge access:
  • Chase Sapphire Reserve®
  • The Platinum Card® from American Express.
  • United MileagePlus Club Card by Chase.
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®

How do I get my first credit card?

Applying for Your First Credit Card: 7 Helpful Tips
  1. Get Savvy about Credit Scores.
  2. Check Your Credit Report.
  3. Look into Secured Credit Cards and Student Credit Cards.
  4. Choose a Rewards Card that Matches Your Needs.
  5. Limit the Number of Applications.
  6. Be Ready to Prove You Can Make Payments.
  7. Understand Credit Terms and Conditions.

What is good credit score?

For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750.