ObamaCare is Free

Everyone is required to have (buy) insurance, soeveryone is supposed to have “affordable healthcarecoverage.” ObamaCare is a law that requires compulsoryor mandatory insurance – not healthcare. Employers are onlyrequired to pay up to 60% of the cost of insurancepremiums.

Also, is Obama care free for the unemployed?

If you're unemployed you may be able to get anaffordable health insurance plan through the Marketplace, withsavings based on your income and household size. You may alsoqualify for free or low-cost coverage through Medicaid orthe Children's Health Insurance Program (CHIP).

Secondly, how much does Obama care cost 2019? According to healthcare.gov, 2019 healthinsurance is unaffordable if it costs more than 9.89%of a household's modified adjusted gross income (MAGI) topay for the lowest cost plan possible.

Herein, how much is Obama care?

Average Individual Health Insurance PremiumAverage Family Health Insurance Deductible
2017$393$8,352
2016$321$7,983
2015$286$7,760
2014$271$7,771

What is the minimum income to qualify for Obama care?

In general, you may be eligible for tax creditsto lower your premium if you are single and your annual 2019income is between $12,140 to $48,560 or if your householdincome is between $20,780 to $83,120 for a family of three(the lower income limits are higher in states that expandedMedicaid).

Related Question Answers

Who qualifies for free health insurance?

Who is eligible for Medicaid? You may qualifyfor free or low-cost care through Medicaid based onincome and family size. In all states, Medicaid provides healthcoverage for some low-income people, families and children,pregnant women, the elderly, and people withdisabilities.

What qualifies you for Obama care?

If your total income is between 100% and 400% of thepoverty threshold, you‘re eligible for premiumassistance. Any more than that, and you‘re on the hook forfull-cost premiums, unless you go without insurance and payan Obamacare penalty when you file yourtaxes.

What can you do if you can't afford health insurance?

Before you decide to go without insurance, check out theseoptions for ways to make health insurance more affordable foryou.
  1. Go Off-Exchange.
  2. Join a Group.
  3. Adjust Your Income.
  4. Put Money in an HSA.
  5. Deduct Your Premiums.
  6. See If You Qualify for a Catastrophic Plan.
  7. Understand Limited Insurance Options.

How much is health insurance a month for a single person?

According to data gathered by eHealth, the averagehealth insurance cost for single coverage premiums in2018 is $440 per month. For family coverage, the costfor premiums in 2018 is $1,168 per month.

Is the Affordable Care Act free?

Healthcare is not free. Everyone is required tohave (buy) insurance, so everyone is supposed to have“affordable healthcare coverage.” ObamaCare is alaw that requires compulsory or mandatory insurance – nothealthcare. ObamaCare is subsidized for thosequalified!

Can I get health insurance with no job?

The simple answer: no, you do not need ajob to get health insurance. If you are unemployed,your employer doesn't offer health insurance, or youdo not qualify for benefits offered at yourjob, you still have a few health insurance coverageoptions: COBRA. Medicaid, Medicare, CHIP.

What does Medicaid pay for?

What does Medicaid cover? Medicaidprovides a broad level of health insurance coverage, includingdoctor visits, hospital expenses, nursing home care, home healthcare, and the like. Medicaid also covers long-term carecosts, both in a nursing home and at-home care.

Who is eligible for MassHealth insurance?

Eligibility for different types ofcoverage

MassHealth offers different types ofcoverage based on if you are: A parent living with yourchildren younger than 19 years of age. An adult caretaker relativeliving with children younger than 19 years of age to whom you arerelated by blood, adoption, or marriage.

What does Trumpcare mean?

The American Health Care Act of 2017 (often shortened tothe AHCA or nicknamed Trumpcare) was a bill in the 115thUnited States Congress. Senate Republicans initially sought to passthe Better Care Reconciliation Act of 2017 (BCRA), a healthcarebill containing provisions largely similar to those of theAHCA.

How is Obamacare paid for?

Tax increases play a big role.

The health reform law known as Obamacare(officially the Affordable Care Act) is paid for with acombination of cuts in government spending and new revenue fromseveral sources, including tax increases. High-income taxpayersalso help pay for Obamacare.

How much debt did Obamacare add?

Does Obamacare add to the U.S. debt orreduce it? The answers can be very confusing. Estimates ranged fromsaving $143 billion its first decade to adding $1.76trillion to it.

How do I get cheap health insurance?

Looking for cheap health insurance? These 7 stepsshow you how to find it.
  1. Understand your alternatives to buying individual healthinsurance. The cheapest purchase you'll ever make is the one youdon't make.
  2. Go to Healthcare.gov.
  3. Compare costs — all of them.
  4. Shop elsewhere.
  5. Pick the plan that best meets your needs.

How much is Blue Cross Blue Shield per month?

Basic Option
Rate PlanSelf (111)Self and family (112)
Non-postal bi-weekly$71.22$173.59
Non-postal monthly154.32376.12
Postal bi-weekly (Category 1)61.97152.53
Postal bi-weekly (Category 2)59.12145.52

Can I buy health insurance?

When to buy a health plan. Before 2014,you could buy an individual health plan at any timeof the year. But now, except for special circumstances, you canpurchase individual coverage only during the periodknown as open enrollment. However, some states are extending thetime that people have to buy health insurance.

What health insurance is the cheapest?

Currently, the cheapest health insurance you canget is Medicaid, because it provides free or low-costcoverage to those who qualify.

How many people are on Obamacare?

8.5 million people

What is the maximum income to qualify for Obamacare 2019?

48 Contiguous States and Washington DC
Number of persons in household2018 coverage2019 coverage
1$12,060$12,140
2$16,240$16,460
3$20,420$20,780
4$24,600$25,100

How much is Obama care for family?

Eleven Years of Health Insurance Costs
Individual Plan PremiumsFamily Plan Premiums
2018$440$1,168
2017$393$1,021
2016$321$833
2015$286$727

How much is the monthly premium for Obamacare?

The average monthly premium for 2018 benchmarkObamacare plans is $411 before subsidies, according to theU.S. Department of Health and Human Services.